BANKING AND FINANCE

ASSESSMENT OF RISK MANAGEMENT AND CREDIT ADMINISTRATION IN UNION BANK PLC,

  2.1    Introduction The literature covers extract from source documents in line with the objectives of the study. The literature shall be segmented into the following sub themes. The concept of risk management in commercial banks, concept of credit administration, techniques of risk management in commercial bank, credit management in commercial banks, as well as the …

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A STUDY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLES POLICY IN PORT HARCOURT, NIGERIA

  CHAPTER ONE INTRODUCTION BACKGROUND TO THE STUDY One of the prerequisites for the development of national economy according to Ajayi et al, 2006 is by encouraging a payment system that is secured, convenient, and affordable. The world today is moving away from paper payment system to electronic means, especially payment cards (Humphrey, 2004). In …

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THE IMPACT OF INTERNET BANKING ON PROFITABILITY OF COMMERCIAL BANKS IN NIGERIA (A CASE STUDY OF FIDELITY BANK PLC 2012-2014)

  CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY One of the gifts to humanity by technology (computer) is internet banking. This use of computers has helped in automating the banking process and has reduced backlogs and delay in bank operations. In recent times the internet has become a fast spreading service that allows customers …

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EFFECT OF MERGERS AND ACQUISITIONS ON EMPLOYEE MORALE (A CASE STUDY OF FIRST CITY MONUMENT BANK PLC, CALABAR)

  ABSTRACT The study set out to examine the effect of mergers and acquisitions on employee morale using First City Monument bank, Calabar main branch as a case study. The need for the study arose from the prevalence of information in the branch that indicated low morale and dissatisfaction among the staff due to various …

EFFECT OF MERGERS AND ACQUISITIONS ON EMPLOYEE MORALE (A CASE STUDY OF FIRST CITY MONUMENT BANK PLC, CALABAR) Read More »

THE EFFECT OF THE NAIRA DEVALUATION ON SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA ( A CASE STUDY OF SELECTED MINI IMPORTERS IN LAGOS STATE)

  CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Nigeria with abundance of resources like crude etc is deemed blessed. Her vast resources in commercial quantities have placed her on a high pedestal among oil producing nations in the world. Her oil and gas industry which has been widely described as the nation’s financial lifeline …

THE EFFECT OF THE NAIRA DEVALUATION ON SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA ( A CASE STUDY OF SELECTED MINI IMPORTERS IN LAGOS STATE) Read More »

ANALYSIS OF FINITE HORIZON INVESTMENT STRATEGIES FOR A LOGARITHMIC UTILITY FUNCTION

  ABSTRACT We considered a simple optimization problem for an investor whose actions cannot affect the market prices and have no other profit than the returns on the financial investments. Under general conditions on the nature of the market model, the optimal consumption and the optimal investment were derived from our wealth process. Risky asset …

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EVALUATION OF BANK LENDING PRACTICES AND CREDIT MANAGEMENT IN NIGERIA

ABSTRACT The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and credit management in Nigeria. With the growth in entrepreneurial activities in Nigeria, the demand for bank loans is at the increase. Small and medium scale business owners are constantly looking for business …

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A CRITICAL ASSESSMENT OF THE ROLE OF BANK VERIFICATION NUMBER (BVN) IN REDUCING FRAUD IN NIGERIAN BANKS. (A CASE STUDY OF CENTRAL BANK OF NIGERIA, UYO BRANCH)

  BACKGROUND OF STUDY The rate at which frudulent activities is going on in the country these days is becoming unbearable; the federal government of Nigeria and the CBN have being on their toes to resolve the issue of frauds and to boost financial security in most of the Nigerian banking industry; because all these …

A CRITICAL ASSESSMENT OF THE ROLE OF BANK VERIFICATION NUMBER (BVN) IN REDUCING FRAUD IN NIGERIAN BANKS. (A CASE STUDY OF CENTRAL BANK OF NIGERIA, UYO BRANCH) Read More »

THE ROLE OF CURRENCY DEVALUATION IN DEVELOPING COUNTRIES, A CASE STUDY OF NIGERIA.

  Background to the study. According to Cooper (1971), currency devaluation is one of the most traumatic economic policy measures that a government may undertake and as a result, most governments are reluctant to devalue their currencies. However, a country can be forced into devaluation by an ominous trade deficit. Thailand, China, Mexico, Czech Republic …

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THE IMPACT OF THE CBN’S CASHLESS POLICY ON THE DEVELOPMENT OF THE BANKING SECTOR OF NIGERIA

  ABSTRACT Financial transactions involving the use and movement of physical cash are gradually declining with the introduction of the CBN’s Cashless policy. This development has been of great concern to economist, the government of Nigeria and financial institutions. This aim of this study is to evaluate financial and economic transactions under the new CBN’s …

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